A little bit about us

Helping you make an informed decision
Stephen
Stephen Leadbetter
Independent Financial Adviser

Stephen is the firm principal and is responsible for the day to day running of the business.

His career in Financial Services started almost 20 years ago, initially with a large Employee Benefits Consultancy before moving into regulated financial advice. Stephen is an experienced adviser providing relationship based financial planning advice to both private and corporate clients.

Stephen is a member of the Chartered Insurance Institute (CII) and holds the highest qualifications in Personal Tax and Trust Planning, Pension Planning and Investment Planning.

He is also a Pension Transfer Specialist, which allows him to provide bespoke advice on complex areas of pension planning, such as final salary transfers.

Stephen is required to ensure that the advice, service and ongoing support he provides is of the highest quality and based on the client’s researched needs. He must also adhere to the CII Code of Ethics and continuing professional development requirements.

In addition, Stephen is also a qualified Mortgage, Equity Release and Long Term Care adviser and satisfies the FCAs appropriate qualification requirements for those managing client investments.

Furthermore, he also holds the Retirement Provision Diploma awarded by the Pensions Management Institute.

Stephen lives in Sale, Cheshire with his wife and three young daughters and enjoys a round of golf in his spare time.

Qualifications

Advanced Qualifications:

  • AF1 Personal Tax and Trust Planning
  • AF3 Pension Planning
  • AF4 Investment Planning

Diploma in Financial Planning:

  • R01 Financial Services, Regulation and Ethics
  • R02 Investment Principles and Risk
  • R03 Personal Taxation
  • J02 Trusts
  • J04 Pension Funding Options
  • J05 Pension Income Options

Retirement Provision Diploma:

  • PMI A Introduction to Retirement Provision
  • PMI B Taxation
  • PMI C Pension Arrangements
  • PMI D Law and Constitution
  • PMI E Design and Administration

Certificate in Mortgage Advice and Equity Release:

  • CF6 Mortgage Advice
  • ER1 Equity Release

Award in Pensions Update:

  • R08 Pensions Update

Certificate in Discretionary Investment Management:

  • J10 Discretionary Investment Management

Certificate in Financial Planning and Long Term Care Insurance

  • CF1 UK Financial Services, Regulation and Ethics
  • CF2 Investment and Risk
  • CF3 Financial Protection
  • CF4 Retirement Planning
  • CF5 Integrated Financial Planning
  • CF8 Long Term Care Insurance

Certificate in Financial Services / Certificate in Life and Pensions

  • FA1 Life Office Administration
  • FA2 Pensions Administration
  • GR1 Group Risk
  • IF7 Healthcare Insurance Products